Europe’s nomad schemes split three ways: a fixed euro figure (Spain about EUR 2,442 a month, Hungary EUR 3,000, Greece EUR 3,500, Latvia EUR 4,213), a multiple of a national wage (Bulgaria, Slovenia, Romania, Moldova, Portugal), or no amount at all (Albania, Germany’s freelance route). Duration is 1 year on most schemes, 18 months in Croatia, 2 years in Moldova and Montenegro, and up to 3 years on Germany’s freelance permit. Visa fees where stated run from EUR 46.45 (Croatia, at the police) to EUR 300 (Malta). The table gives every field as the official page states it; a blank means the page we read is silent. Checked 28 and 29 Sept 2026.
The table
| Scheme | Income as stated | Duration | Government fee | Processing | Insurance |
|---|---|---|---|---|---|
| Albania | “Sufficient income”, no amount in the law (Art. 68) | One-year single permit | Set by Council of Ministers decision; amount not read | 4 to 12 weeks (Art. 56(4)) | Valid for one year |
| Bulgaria | 50 monthly minimum wages, previous calendar year; BGN 53,850 for 2026 filings (our arithmetic: 50 x BGN 1,077, the 2025 minimum wage; about EUR 27,533 at the fixed 1.95583 rate) | 1 year, renewable once | Not stated for this category | Not stated for this category | Not stated for this category |
| Croatia | EUR 3,622.50 a month, or EUR 43,470 in the bank for 12 months | Up to 18 months | EUR 46.45 at the police, plus card fees | Not stated | Whole stay |
| Cyprus | EUR 3,500 a month net (gov.cy Migration Department page, 31 Dec 2025; cap 500 permits) | 1 year, renewable for 2 more | Not verified | Not verified | Not verified |
| Czech Republic | No amount on the programme page | Up to 1 year (long-term visa route) | CZK 2,500 (general long-term visa) | Within 45 days of submission | Travel medical insurance |
| Estonia | EUR 132 a day, EUR 3,960 a month | D visa up to 365 days in 12 months | EUR 120 | Usually up to 30 days | Whole visa period |
| Germany (no nomad visa; freelance permit) | No fixed amount | Up to 3 years | EUR 100 (Berlin, electronic permit) | 4 to 6 weeks for the card (Berlin) | German cover; foreign insurance not sufficient (Berlin) |
| Greece | EUR 3,500 a month net (secondary sources; the ministry page gives no figure) | National visa up to 12 months, then a 2-year permit | EUR 75 | Approval typically within a month (secondary) | Travel insurance listed (secondary) |
| Hungary | EUR 3,000 a month net | Up to 1 year | EUR 110 (consulate) | Decision within 30 days | Comprehensive cover |
| Italy | About EUR 24,790 a year (3 x EUR 8,263.31 under the 2024 decree; consulate sheets 24,789 to about 27,000) | 1 year | EUR 116 (Paris consulate) | 30 to 120 days, by consulate | At least EUR 30,000 |
| Latvia | EUR 4,213 a month (2.5x average gross) | 1 year | EUR 90 (general D visa) | Not stated | EUR 42,600 minimum, valid in Latvia and Schengen |
| Malta | EUR 42,000 a year gross | 1 year from the card | EUR 300 application fee per person | 30 working days | EU and UK cover, pre-paid for a year |
| Moldova | 18 times the forecast average salary | Up to 2 years | Fees exist; amounts not stated | Not stated on the pages read | Mandatory |
| Montenegro | “Proof of financial means”, no amount | Up to 2 years, extendable up to 2 more | Not stated | Within 40 days | Required |
| Portugal D8 | EUR 3,680 a month (4x the EUR 920 minimum wage, our arithmetic) | 2-year permit, renewable in 3-year periods | EUR 110 | Decision within 60 days | Travel insurance in the document list |
| Portugal temporary stay | EUR 3,680 a month | Under 1 year | EUR 110 | Decision within 30 days | Travel insurance in the document list |
| Romania | 3x average gross monthly salary, each of the last 6 months | Not stated | Not stated | 30 days (general residence procedure) | Not stated |
| Slovenia | 2x the average monthly net salary | Up to 1 year, not extendable | Not stated | Not stated | Emergency medical services in Slovenia |
| Spain | EUR 2,442 a month (200% of the minimum wage) | Visa 1 year; permit up to 3 years | Varies by consulate and nationality | 10 days legal decision period (New York consulate) | Authorised in Spain, all risks |
| Turkey | USD 3,000 a month | Not stated | Per consulate (Houston 2026: USD 60 single entry, USD 180 multiple entry; more for US citizens) | Up to 30 days after interview (Los Angeles) | At least EUR 30,000 |
Figures are paraphrased and unconverted; translated pages are marked in the tracker. Each row’s official link is in the tracker record it points to. Two rows come with caveats: Cyprus fee, processing and insurance are not stated on the gov.cy page read, and Greece is sourced to secondary pages because the ministry page states no figures.
Reading the table
- Schengen or not. Croatia, Estonia, Greece, Hungary, Italy, Latvia, Malta, Portugal, Slovenia, Spain, Czech Republic and Germany sit inside Schengen, so days on a national visa and the 90/180 rule interact: read Schengen 90/180 first. The other schemes have their own entry rules; check each before you book.
- Cheapest to enter on the numbers we have: Italy (about EUR 2,066 a month, our arithmetic from EUR 24,790 a year) and Spain (EUR 2,442) are the lowest fixed euro figures. The lowest-income table ranks the world; the no-minimum-income list covers the schemes that name no amount.
- Longest permits: Germany’s freelance permit (up to 3 years, no nomad category), Moldova and Montenegro (2 years).
- Georgia is not in the table because it has no nomad permit: the tourism authority describes a visa-free year for many passports. See the Georgia guide.
- Families and tax. Dependants rules are in the family comparison; tax outcomes by country in the tax residency table.
Method
Built from the tracker records, each taken from the official page linked in it, checked 28 and 29 Sept 2026 and re-read every 30 days. A blank is the page’s silence, not a statement that no requirement exists. Wave 2 could not read several hosts (Make it in Germany, mae.ro); the open gaps are listed in the tracker’s GAPS file.
What changed and when: the dated nomad visa change log.
To count your own days in the Schengen area, use the Schengen 90/180 day calculator.